Farmers Decreasing Term Life Insurance provides coverage that decreases over the period you choose, while the premium remains the same for the covered period. This coverage can help safeguard your family's financial security by paying for a mortgage balance, a child's college education, family income, personal debts, or final expenses.

Farmers Decreasing Term Life Insurance coverage can be used to meet a variety of business life insurance needs, too, including key person coverage or funding for a buy-sell agreement.

For an additional cost, riders and benefits can be added to tailor your Farmers Decreasing Term Life Insurance to fit your special circumstances.

A Deposit Fund option is available and may be used to build cash for the future.  The minimum payment is $25. Interest is compounded annually and the fund earns a competitive current interest rate.  Withdrawals from the fund do not affect the policy's death benefit.

To find out more about Farmers Decreasing Term Life Insurance policies and riders, phone our office or send us an e-mail and one of our agents will get right back to you.