Unlike your fingerprints, which are unique to you and cannot be given to somebody else for his or her use, your personal data--social security number, bank account or credit card numbers, telephone calling card, and other identifying data--can be used fraudulently.

Identity theft is a growing problem in the US. In 1992, the credit-reporting agency TransUnion reported 35,000 calls with questions or complaints about identity theft.  By 1998, the number had increased 15-fold to more than 1,500 call PER DAY or 554,450 per year. We are all at risk from this fast-growing crime.

Because becoming a victim of identity fraud can turn your world upside down, Farmers has developed Identity Fraud Expense coverage to help get you back where you belong. It assists in the cost of repairing the credit problems caused by the fraud by providing limited expense reimbursement and coverage for:

• notary costs for affidavits or documents for financial institutions or credit agencies
• costs of certified mail
• lost wages up to $500 per week
• loan application fees for reapplying for a loan
• reasonable attorneys fees (with prior consent)
• long-distance telephone charges to report or discuss identity fraud
  

This is a general description of coverage and is not an insurance contract. To discuss this important coverage with Eve Albee Insurance Agency, please phone our office or send us an e-mail and an agent will get right back to you.