For real peace of mind as you travel off the beaten path, you want a policy that provides a wide range of coverages that include:
- collision
- other than collision coverage
- liability coverage
- medical payments coverage
- safety apparel coverage
For extra protection out on the trail, and because not everyone's needs are the same, a policy can also offer the following options:
- increased liability limits
- optional equipment coverage for towable trailers or sleds made for use with an ATV
- coverage on transport trailers
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For real peace of mind as you travel the highways and byways, you want a policy that provides a wide range of coverages that include:
- collision
- other than collision coverage
- liability coverage
- medical payments coverage
- safety apparel coverage
- optional equipment coverage
- limited replacement cost coverage
For extra coverage on the road, your policy can also include the following options:
- increased liability limits
- uninsured/underinsured motorist coverage
- increased optional equipment limits
- towing and roadside assistance with trip interruption coverage
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For years, motorcyclists and off-road enthusiasts have tried to save money by cancelling their policies for part of the year when the weather is too nasty to ride. The problem is that there's usually some point (or several points) during the off-season when the weather becomes absolutely perfect for riding, but because there's no insurance on your ride, you can't fire it up without considerable risk.
Luckily, Foremost has done away with this problem by selling only annual policies. You know what? They really don't cost you any more, because when the companies price the policies, they take into account that you won't be driving much during your particular off-season. Yet, you still have the option to go for a ride when the weather becomes ideal--even if it's just for a day or two.
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